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"We believe that any market correction may not be that significant and we have already seen some it in late 2021. The long-term India growth story remains intact with India remaining a preferred investment choice among peer emerging markets on the back of strong fundamentals."

Ethereum zoomed over 425 per cent in 2021, whereas Bitcoin jumped only 66 per cent.

"Structurally banks have taken out most of their NPA issues, corporate NPA issues are behind us, the fresh lending has been very careful and much conservative. On the retail side, secured lending in the home finance side should do well. "

Reliance Industries Ltd was the only laggard from the top-10 list.

Tata Motors dispatched about 35300 units in December 2021 against 32312 units despatched by South Korean carmaker Hyundai Motor India. During the quarter of October to December, Tata Motors despatched close to 99000 vehicles and ended 2021 with sales of 3.31 lakh units.

"Due to ongoing litigations with Amazon.com NV Investment Holdings LLC, the company was not able to complete the planned monetisation of the specified business as contemplated in OTR plan to discharge the aforesaid obligations to lenders, on due date," the exchange notification said.

Home sales rose 71% year-on-year, with 237,000 units sold in 2021, thus reaching 90% of pre-Covid 2019 levels. Mumbai Metropolitan Region (MMR) recorded the highest sales at 76,400 units, followed by the National Capital Region (NCR) with 40,050 units sold, data from Anarock Property Consultants showed.

The credit-rating companies argue that reporting of on-time payments can help shoppers build a credit history. But consumer experts note that late or missed payments can hurt.

“Buy now, pay later” online loans are getting attention from both regulators and the credit industry as consumers increasingly turn to them, and they may soon play a bigger role in credit scores. Loans from financial technology companies, including Affirm, Afterpay and Klarna, offer an updated version of layaway plans, once a common option for shoppers to pay for big-ticket items in installments. The new offerings, widely available online or via mobile apps, are generally used for smaller purchases, such as shoes, apparel and concert tickets, and allow the buyer to get the items right away.

“There is a possibility of a substantial demand/supply gap for sovereign bonds despite assuming a $30 billion inflow from FPIs post index inclusion. Given the substantial maturities in the upcoming years, borrowing could remain under pressure even in future years without meaningful central bank support,” the fund house wrote.